Tom Brough of Chicago – What is the United States Securities and Exchange Commission?

Tom Brough is a successful financial professional who has 20 years of experience. He is a registered investment advisor in Chicago, Illinois and the president of Brough Investment Advisors. This means that he is registered with the United States Securities and Exchange Commission (SEC). He has few limitations and is able to work with many clients. Many financial advisors choose to register with the SEC because it offers them a wide array of benefits.

The SEC is a federal agency in the United States government that plays an important role in the financial and investment industries. The SEC’s mission involves three different parts. The first is to protect investors. This agency enforces federal laws that involve securities and investments. In order to protect investors, this agency works to prevent companies and corporations from committing fraud.

The SEC also strives to maintain markets that are efficient, fair, and orderly. This agency proposes securities laws, and it regulates the securities industry. This agency requires public companies to submit quarterly and yearly reports, which are then made available to the public.

The SEC also regulates the stock and options exchanges in the United States. The third goal this agency works towards is to facilitate capital formation. Capital formation refers to the net capital that is accumulated during a set accounting period.

Tom Brough is an ambitious and successful professional, who graduated from DePaul University in 1993 with a degree in finance. Since then, he has worked hard to build his business and his career in Chicago.

Tom Brough of Chicago – Do you Have a Good Life Insurance Plan?

If you are getting ready to take out a life insurance policy, there are several factors you should take into consideration. Tom Brough is a registered life insurance agent who works with clients in Chicago, Illinois. He is an experienced financial professional, who is able to provide his clients with information, resources, and advice. He is also a successful professional in the financial industry, who has been working with clients for years. As a registered life insurance agent, he helps his clients invest in the right life insurance policy for their family’s needs. Finding the right life insurance policy takes time, and this process often takes several different factors into consideration.

There are many different types of life insurance policies. You should choose the one that suits your needs, and the future needs of your family the best. The simplest type of life insurance product is a term policy. A term policy provides the policy holder with insurance coverage for a specific period of time, which is outlined in the contract. If the policy holder passes away during that period of time, then the beneficiaries will receive the death benefits. This type of policy has no investment component, and the premium is determined by the insured individual’s health and age. A term policy can be further broken down into two different types of policies. The first is a level term policy. With this policy, the death benefits do not change throughout the duration of the policy. The second type is called a decreasing term policy, with this type, the death benefits decrease throughout the life of the policy.

The second major category for life insurance policies is permanent life insurance. This type of policy offers policy holders several benefits. The policy holder has life insurance coverage as well as a cash value benefit. If a policy holder has this type of policy, then a small portion of the premium payment is saved for the policy holder each month. After the cash value has accumulated, and a specific amount of time has passed, the policyholder can withdraw that cash or borrow against it. It is important to note however, that borrowing against a life insurance cash benefit can potentially decrease the death benefits.

There are three major types of permanent life insurance. The first is called traditional whole health, with this policy, neither the premium nor the death benefits ever change. The second is called universal life insurance. This policy can have a fluid premium depending on the balance of the cash value account. The third is called variable life insurance. With this type, a portion of the premium is invested in money market mutual funds, bonds, and stocks in order to earn higher death benefits. Tom Brough Chicago is a licensed life insurance agent and an investment advisor who works with insurance policies in Chicago, Illinois.

Source:http://marketrealist.com/2016/03/types-appropriate-different-age-groups-financial-goals/